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About Us

Company

Piramal Capital & Housing Finance (PCHF), wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), is registered as a housing finance company with National Housing Bank (NHB) and engaged in various financial services businesses. It provides both wholesale and retail funding opportunities across sectors. In real estate, the platform provides housing finance and other financing solutions across the entire capital stack ranging from early stage private equity, structured debt, senior secured debt, construction finance and flexi lease rental discounting. Hospitality sector financing is a recent foray of PCHF. Here we are providing financing solutions to hotels which will be operated by branded players in established and emerging markets. The wholesale business in the non-real estate sector includes separate verticals - Corporate Finance Group (CFG) and Emerging Corporate Lending (ECL). CFG provides customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials, auto components etc. while ECL focuses on lending towards Small and Medium Enterprises (SMEs).

The introduction of retail lending was a natural progression attributed to the size, scale and growth of the company’s financial services business. The Housing Finance’s strength lies in its rich experience and its network in the wholesale lending and construction space.

PCHF through its group companies provides customized strategies for institutional and retail investors such as Mumbai Redevelopment Fund focused on slum rehabilitation and Apartment Fund focused on bulk buying individual units (Through Piramal Fund Management) and strategic partnerships with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge.

Awards & Recognition

Our Values

At Piramal Group, our core values of Knowledge, Action, Care and Impact have been an integral part of our guiding philosophy. These values represent our deeply held beliefs and define us at the individual as well as organizational levels.

Shaped by our past and collective experience, they determine how we engage with others, what we identify with and what we love and value. We encourage a deep understanding of these core values and believe in institutionalizing them across our entire organization so as to build a distinctive Piramal culture.

Expertise:We strive for a deeper understanding of our domain.
Innovation:We aspire to do things creatively
Entrepreneurship: We are empowered to act decisively and create value.
Integrity: We are consistent in our thought, speech and action.
Trusteeship: We protect and enhance the interests of our customers, community, employees, partners and shareholders.
Humility: We aspire to be the best, yet strive to be humble.
Performance: We strive to achieve market leadership in scale and profitability, wherever we compete.
Resilience:We aspire to build businesses that anticipate, adapt and endure for generations.